Welcome, Silverseeds. Any friend of Tom's is a friend of ours!

Hopefully I get atleast 2 years though
2010 will be harder than 2009. 2011 will be a little harder still. We're using 2012 as our "last chance be prepared for system crash" date.
If you haven't already, have a look at Chris Martenson's crash course (
http://www.chrismartenson.com/crashcourse), which does a pretty good job of explaining the situation. What it's lacking in details you'll find mentioned here. We're expecting a crash in commercial real estate next year, plus the so-called "economic stimulus" has already worn off, so next year will be a hard one.
As of now, I am the stay at home dad/researcher. It would take awhile to explain and might offend people, so its best to just trust me when I say it is not easy to keep a job here. This might not hold true for all of New Mexico, but in my town it surely is.
No surprise and high unemployment is something we all need to get ready for. For various reasons this recession is hitting male workers more than female. It is hitting Afroamerican men especially hard.
Here are some ideas for working around the problem:
1. Cutting expenses is roughly equivalent to the same amount of income. This includes both doing without, and growing/making yourself.
2. Small amounts of income are worth pursuing. In other words, if you can make money from odd jobs, selling stuff you make or grow, renting out equipment, renting out rooms in your house, whatever, and chances are you can, then do it.
If you have many income streams, losing one is bad but not catastrophic. If you only have one, losing that one is catastrophic.
3. Try to be self-employed. You can cut back your fees if you have to, you can deal with fewer hours, but if you are a hireling, you are at the mercy of your employer, and they have to look to their own benefit first.
Like I assume the forum name refers to, if your neighbors, have their basic needs taken care of they are much less likely to try to steal yours.
The name refers to the fact that surviving this system reboot is not a trip to the shopping mall. It's not something that one person can "buy" for himself. It is impossible for a single person, or even a single family, to develop enough division of labor to keep anything above the most rudimentary hunting-and-gathering existence.
The problem with the traditional approach to collective solutions is the one you've already alluded to: government is the problem, not the solution. Therefor, you develop a private network of family, friends, and neighbors, and organize them into a survival team.
It can be challenging, because even this late in the game, a lot of people do not realize how precarious our situation is, because it is not a topic for their nightly television viewing which forms their model of reality. Keep the faith, maintain a powerful sense of purpose, and be a little chummier than is the norm.